Liability Risks

Airport Operators
Airport Operators
Bodily injury and property damage arising from the operation of a licensed airport.

 

Association Liability
Association Liability
This provides indemnity to those who hold positions on management committees incorporated organizations against negligent acts, errors or omissions.

 

Aviation Liability
Aviation Liability
Bodily injury and property damage arising from the operation of an aircraft.

 

Defamation
Defamation
Damages following libel and slander.

 

Directors & Officers Liability
Directors & Officers Liability
Damages following a wrongful act committed by the directors or officers of a company.

 

Directors & Officers Supplementary Legal Expenses
Directors & Officers Supplementary Legal Expenses
Indemnifies the directors and officers and the organization itself for legal fees, expenses and disbursements in relation to attendance at any prosecution, inquiry, investigation, examination or other proceedings before a court or tribunal. (There is no requirement in this policy for any allegation of a wrongful act).

 

Employer's Liability Accident Make-up pay
Employer's Liability Accident Make-up pay
Pays "Gap" between Workers' Compensation Act benefits and actual weekly pay.

 

Employment Practices Liability
Employment Practices Liability
Liability for employment related issues such as wrongful dismissal, sexual harassment, discrimination.

 

Extra Territorial Workers' compensation
Extra Territorial Workers' compensation
For employees working overseas.

 

Environmental Impairment Liability
Environmental Impairment Liability
Bodily Injury and property damage following gradual pollution.

 

Marine Liability
Marine Liability
Bodily injury and property damage arising from: operation of vessels; carriers liability; ship-repair activities; charterers liability; container liability; stevedore liability.

 

Professional Indemnity
Professional Indemnity
Damages & pure economic loss arising from the professional activities of an organization. Usually penalties for faulty advice, failure to act, faulty design and the like. Property damage and bodily injury are often excluded as they are usually covered under Broad form Liability..

 

Public & Products Liability (Broadform)
Public & Products Liability (Broadform)
Bodily injury and property damage arising from business activities and from products manufactured, imported or sold.

 

Statutory Liability
Statutory Liability
Protects companies and individuals against liability for Statutory Fines and Penalties which result from unintentional or accidental breaches of Legislation.

 

Trustees Liability
Trustees Liability
Damages following mismanagement of superannuation funds by trustees.

 

Umbrella Liability
Umbrella Liability
Provides cover in excess of standard Broad form Liability policies, including Motor Third Party, but also provides blanket cover for many areas excluded by those policies.

 

Workers' compensation
Workers' compensation
Providing cover for employers' liability for injury to employees, Act benefits and at Common Law.