|Airport Operators |
Bodily injury and property damage arising from the operation of a licensed airport.
|Association Liability |
This provides indemnity to those who hold positions on management committees incorporated organizations against negligent acts, errors or omissions.
|Aviation Liability |
Bodily injury and property damage arising from the operation of an aircraft.
Damages following libel and slander.
|Directors & Officers Liability |
Directors & Officers Liability
Damages following a wrongful act committed by the directors or officers of a company.
|Directors & Officers Supplementary Legal Expenses |
Directors & Officers Supplementary Legal Expenses
Indemnifies the directors and officers and the organization itself for legal fees, expenses and disbursements in relation to attendance at any prosecution, inquiry, investigation, examination or other proceedings before a court or tribunal. (There is no requirement in this policy for any allegation of a wrongful act).
|Employer's Liability Accident Make-up pay |
Employer's Liability Accident Make-up pay
Pays "Gap" between Workers' Compensation Act benefits and actual weekly pay.
|Employment Practices Liability |
Employment Practices Liability
Liability for employment related issues such as wrongful dismissal, sexual harassment, discrimination.
|Extra Territorial Workers' compensation |
Extra Territorial Workers' compensation
For employees working overseas.
|Environmental Impairment Liability |
Environmental Impairment Liability
Bodily Injury and property damage following gradual pollution.
|Marine Liability |
Bodily injury and property damage arising from: operation of vessels; carriers liability; ship-repair activities; charterers liability; container liability; stevedore liability.
|Professional Indemnity |
Damages & pure economic loss arising from the professional activities of an organization. Usually penalties for faulty advice, failure to act, faulty design and the like. Property damage and bodily injury are often excluded as they are usually covered under Broad form Liability..
|Public & Products Liability (Broadform) |
Public & Products Liability (Broadform)
Bodily injury and property damage arising from business activities and from products manufactured, imported or sold.
|Statutory Liability |
Protects companies and individuals against liability for Statutory Fines and Penalties which result from unintentional or accidental breaches of Legislation.
|Trustees Liability |
Damages following mismanagement of superannuation funds by trustees.
|Umbrella Liability |
Provides cover in excess of standard Broad form Liability policies, including Motor Third Party, but also provides blanket cover for many areas excluded by those policies.
|Workers' compensation |
Providing cover for employers' liability for injury to employees, Act benefits and at Common Law.